MTI100: Listener Letters about Bonds effecting Equities, how Credit Card Rewards are paid for, and more

Today we get together to answer YOUR questions:

Kevin wants to know if bonds are in for a “day of reckoning”. How do bonds effect equity valuations?

Paul wants to know if dollar cost averaging is a sustainable strategy all the way until retirement?

Drew would like to hear about the risk-reward profile of the Vanguard Ultra Short-Term Bond Fund. He has 10 years and looking for a low-risk investment with a higher yield than money markets.

Jeremiah wants to know how credit card companies pay for reward programs.

Taylor wants to break into finance and find a mentor. How do you go about it?

Steven has a sum of money saved in a taxable Betterment account. Now that he and his wife are in better positions career wise, would it make sense to put the money in his Schwab account?

Do you have a question for the Money Tree Investing panelists?

Send us your questions for a future Listener Letters episode

Today’s Panelists

Joe Saul-Sehy | Stacking Benjamins
Miranda Marquit | Planting Money Seeds
Linda P. Jones | Be Wealthy And Smart
Doug Goldstein | Profile-financial.com

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

MTI049: Listener Investing Questions and Answers

Today we answer more of your investing questions and answers .  We take your questions and answer them in great detail with a little fun debate.

The topics we covered were:

  • What to do with extra money beyond the 401K
  • Traditional IRA conversions to Roth
  • Where you should roll your old 401K
  • Allocating across accounts instead of just using one
  • What to do if you have extra money in college – apply it to student loans or invest it
  • Lump sum payouts vs annuities
  • Market timing
  • Roth vs Traditional IRA

If you have questions for a future episode, please visit our contact page and send us your questions.

Thank you for listening to the show!

Today’s Panelists

For a quick bio of each of our show participants, head on over to our panelists page.

MTI048: Currency Trading with Linda P. Jones

What’s next for the U.S. dollar? Is it really headed for weakness after recent years of strength? And if the greenback is ready for weakness, is it time to turn to other currencies? Linda P. Jones joins us to talk about the greenback, global currency trading and how to build wealth no matter what happens next.

Topics covered include:

  • A look at the U.S. dollar’s recent strength
  • Factors that could lead to a lower U.S. dollar in the future
  • How to benefit from currency trading
  • How currency ETFs can provide exposure to currencies without actual currency trading
  • What you can do to build wealth

Today’s Panelists

MTI047: Beginner Technical Analysis with Greg Harmon

Technical analysis is the study of past prices, used for risk management and to help obtain a possible directional bias going forward.  In this episode we review some of the basics so that you can decide if technical analysis is for you.

Topics covered include:

  • Overview of what technical analysis is.
  • What are indicators when discussing technical analysis – review items such as moving averages and RSI.
  • How to use charts.
  • Using technical analysis in the short term versus the long term.
  • How to get started with technical analysis and who it might be good for.

Resources

Today’s Panelists

MTI046: Emerging Markets with Professor Andrew Karolyi

Topics covered include:

  • Perspective on current emerging markets landscape
  • How to assess risk in the over 50 emerging markets countries
  • The effect of politics on emerging markets investments

Resources

Today’s Panelists

MTI045: Hedge Fund ETFs with Ethan Powell of Highland Capital Management

Hedge funds inside of an ETF? Ethan Powell is Chief Product Strategist and Executive Vice President at Highland Capital Management in Dallas, Texas. He shares insights into how hedge funds work and how they’ve managed to squeeze them into exchange traded funds. We discuss who this type of product is best for, and where it should fit in your portfolio.

During our roundtable portion of the podcast, our normal crew of Andrew, Miranda, Andrea and Joe discuss risk in the portfolio. Is this the type of product they’d use to control risk?

 

Show Notes:

The ETFs We Discuss

Highland HFR Global ETF (NYSE: HHFR)
Highland HFR Event Driven ETF (NYSE: DRVN)
Highland HFR Equity Hedge ETF (NYSE: HHDG)

Highland Funds Website

MTI044: Investing Mistakes with Phil Ash

Are you making some of the most common investing mistakes? Many of us aren’t doing all we can to maximize our returns — and we don’t even know it. We talk to Phil Ash, from Baton Investing, about the investing mistakes that could be dragging your portfolio down, and the crew shares their own “favorite” mistakes.

Don’t forget to visit our sponsor and take a quick 15-second quiz that might help you identify some of your own investing mistakes.

Topics covered include:

  • Major investing mistakes that you might be making, including paying high fees (including for your 401(k)), paying off your mortgage early, letting your emotions rule you, and more.
  • How a bucket strategy can help you avoid certain investing mistakes and keep you on the right track.
  • How you can avoid the same investing mistakes made by most other investors and see solid returns over time.
  • Why the most important thing you can do for your portfolio is to just get started with investing.

Resources:

Today’s Panelists

For a quick bio of each of our show participants, head on over to our panelists page.

MTI043: Buy vs Rent with Jason Hull

Buy vs rent – the constant debate! In this episode we look to the pros and cons of both sides and how to decide if the time is right to buy a home.

Topics covered include:

  • Benefits of owning a home- tax code, forced savings, psychological benefits, security and more.
  • Drawbacks of owing – costs, mobility, growth.
  • How to decide if you should buy or rent.  Including lifestyle, long term goals, expenses and location considerations for buying a home.

Resources:

 

Today’s Panelists

For a quick bio of each of our show participants, head on over to our panelists page.

MTI042: Is Capitalism Evil or Good with Jeremy Balkin

Capitalism is a hotly contested topic as it relates to the government and the economy. We’ll discuss whether each of us believes that capitalism is evil or good, and you might learn some interesting perspectives from both sides of the coin.

Topics covered include:

  • Capitalism vs socialism
  • The backlash of crony capitalism
  • Socialized risk vs privatized reward
  • The role of government in the economy and market
  • How to personally make a positive difference in the world with our money

Resources

Books Mentioned

Today’s Panelists

For a quick bio of each of our show participants, head on over to our panelists page.

MTI041: A Silver Bullet For Your Portfolio? with Andrew Chanin of PureFunds

Andrew Chanin, CEO of PureFunds joins us to talk about silver and miners. Where does silver go in your portfolio? Why is it on such a run lately? What’s the upside/downside of a silver-based investment?

We’ll talk about how buying silver is different than buying just commodities or metals in general, using silver to arbitrage investment ideas, and more!

We mention two of Andrew’s funds in the show:

The PureFunds ISE Junior Silver (SILJ)

PureFunds CyberSecurity Fund (HACK)