The Financial Matters of Losing Someone You Love – Interview with Jennifer Luzzatto

Jennifer has an important story to share about her experience with the loss of a loved one. She talks about why it is important to think about mortality, emotional balance, and advanced planning before losing someone you love. After the death of a loved one, there are so many decisions to be made, and our fear of making the wrong choices can be paralyzing. We find ourselves asking, What’s the next step? How will I do it? Will I do it right?

When we’re drowning in big emotions, managing the financial aftermath becomes a part-time job we don’t want.

If you are in this situation, you may feel there is a big mess in front of you right now. It can be organized. Even in chaos, you can figure out where you are financially, and where you can go from there. You can put the pieces together, organize the confusion, and create a financial plan that’s easily managed.

losing someone you love

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

Today’s Guest, Jennifer Luzzatto:

Jennifer is a Chartered Financial Analyst®, a Certified Financial Planner®, and a NAPFA registered financial advisor. She began her career in financial services thirty years ago as a fixed-income trader in a regional brokerage firm and went on to manage personal trust accounts, institutional portfolios, and a municipal bond mutual fund at a commercial bank. In 1999, she founded Summit Financial Partners, transitioning from banking to financial planning and investment advisory services. Jennifer holds a BA in Psychology and an MBA from the University of Richmond. She lives in Richmond, Virginia, with her daughter and their dog.

Jennifer Luzzatto’s online presence:

Summit Financial Partners

@JenniferLuzzatt (Twitter)

Books referenced:

 

Today’s Panelists

Kirk Chisholm | Innovative Wealth

Megan Gorman | The Wealth Intersection

Valerie Rind | ValerieRind

Miranda Marquit | Planting Money Seed

Day Trading Stocks for Profit and Financial Freedom Interview with Jason Bond

This former school teacher went from a -$250,000 negative net worth to a net worth of over 50 million dollars by day trading stocks. This week we interview Jason Bond about how he turned his financial life around by day trading stocks and teaching others his secrets.

day trading stocks jason bond

Jason talks about his mentors, his favorite investing styles, what he thinks about penny stocks and more.

  • Are you using Emotional Intelligence or “Emotional Fitness” in your investing?
  • How are fear and greed affecting your investing? Learn how you can control your emotions.
  • Learn about the trade opportunities, “Crashes” and “Rockets” can provide you with
  • How to deal with Risk Management and risk tolerance with your investments.
  • The benefits of investing in small cap stocks
  • Why you need to keep your main job, while you are day trading stocks.
  • What are your rules of trading stocks? If you don’t know, then you should not be investing in stocks.
  • Keep your losses small and let your winners run.
  • The golden secrets of his success: being “open-minded”, being willing to try new things, no sunk-cost mentality, transparency, and more.

Andy Wang, Kirk, and Miranda joins us this week on our panel to discuss the pros and cons of day trading stocks.

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

Today’s Guest, Jason Bond:

Jason Bond, founder, and CEO of JasonBondPicks.com is a self-made multi-millionaire trader who left the corporate grind to trade professionally. He went from being $250,000 in debt as a teacher with his Master’s Degree to teaching thousands how to make money trading. He’s trained well over 10,000 paid members and is the #1 stock trading stock advisory service on TrustPilot, which is the best member review site in the world. He’s a co-founder of the trading education powerhouse, Raging Bull, and he’s been featured on Forbes, The Street, Huffington Post, Investing.com, Seeking
Alpha as well as the floor of the New York Stock Exchange.

Jason Bond’s online presence:

www.jasonbondpicks.com

@JasonBondPicks (Twitter)

Books referenced:

Today’s Panelists

Kirk Chisholm | Innovative Wealth

Andy Wang | Runnymede Capital Investments

Miranda Marquit | Planting Money Seed

Listener Questions: Investing with no money, when is the next stock market crash, extreme investing, emergency funds, and more

Back by popular demand, we are answering your questions.

Bill wants to know how to begin investing in crypto-currencies.

Will is wondering if a stock market crash is coming?

Anna is practically broke. How does she begin investing?

…and more.

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

 

Today’s Panelists

Miranda Marquit | Planting Money Seeds
Tim Picciott | The Liberty Advisor
Kirk Chisholm | Innovative Wealth

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

Doug Casey – The International Man Interview – We Discuss His Best and Worst Speculations, Dinner With Dictators, International Investing In War Zones and More

 

Doug Casey is a world-class thinker, speculator, traveler, and in my opinion the most interesting guy in the world. Think about it. Who do you know who has had dinner with third-world dictators, has tried to take a country public… and almost succeeded, written multiple best-selling books, made and lost millions in his speculations, and he is still looking to try new things.

This week we learn about Doug Casey. We discuss some of the secrets to his success, some of the most interesting places to invest at a time when everything is overpriced, how to become an international man, and why dictators are more interesting than anybody you know.

doug casey

Doug Casey Bio:

Best-selling author, world-renowned speculator, and libertarian philosopher Doug Casey has garnered a well-earned reputation for his erudite (and often controversial) insights into politics, economics, and investment markets.

Doug is widely respected as one of the preeminent authorities on “rational speculation,” especially in the high-potential natural resource sector.

Doug literally wrote the book on profiting from periods of economic turmoil: his book Crisis Investing spent multiple weeks as #1 on the New York Times bestseller list and became the best-selling financial book of 1980 with 438,640 copies sold; surpassing big-caliber names, like Free to Choose by Milton Friedman, The Real War by Richard Nixon, and Cosmos by Carl Sagan.

Then Doug broke the record with his next book, Strategic Investing, by receiving the largest advance ever paid for a financial book at the time. Interestingly enough, Doug’s book The International Man was the most sold book in the history of Rhodesia. And his most recent releases Totally Incorrect (2012) and Right on the Money (2013) continue the tradition of challenging statism and advocating liberty and free markets.

He has been a featured guest on hundreds of radio and TV shows, including David Letterman, Merv Griffin, Charlie Rose, Phil Donahue, Regis Philbin, Maury Povich, NBC News, and CNN; has been the topic of numerous features in periodicals such as Time, Forbes, People, and the Washington Post; and is a regular keynote speaker at FreedomFest, the world’s largest gathering of free minds.
Doug has lived in 10 countries and visited over 175.
You can find Doug at www.internationalman.com

Topics we cover in this episode:

  • International investing
  • Dinner with dictators
  • Bringing a country (government) public
  • Becoming wealthy in 3rd world countries
  • Buying artwork for pennies on the dollar
  • Doug’s first entrepreneurial venture
  • His thoughts on Ayn Rand’s Virtue of Selfishness
  • Why Doug prefers writing fiction
  • His successful debate with Phil Donahue
  • Why science fiction is a better predictor of the future that any think tank
  • Will Ray Kurzweil’s singularity concept allow us to live as long as we want in peak form?
  • Top minds think we living in a simulation, what do you think?
  • Doug’s opinion of speculating vs investing
  • Why the worst sector in the world is the one he favors most.
  • The outcome of the greater depression
  • Should you invest in commodities
  • How you know when a trend is coming to an end.
  • Investing in bitcoin, pot stocks, and investments with extreme risk.

…and more.

Show Resources:

Today’s show is hosted by Kirk Chisholm.

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

Choosing The Best Robo Advisors – An Interview with the Top Robo Advisor Expert, Barbara Friedberg

We interview veteran portfolio manager Barbara Friedberg to discover the best robo advisors you should consider for your portfolio. Barbara is an author, fintech consultant, and former university finance instructor. She is one of the foremost experts on robo advisor platforms.

She joins us today to talk about the essential details you need to know and how to differentiate each from their peers.

Tim Picciott, Andy Wang, Kirk, and Miranda joins us this week on our panel to discuss how robo-advisors are affecting the financial service industry.

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

 

Today’s Guest, Barbara Friedberg:

Barbara A. Friedberg, MBA, MS is a veteran portfolio manager, fintech consultant, expert investor, author and former university finance instructor. She is CEO of Robo-Advisor Pros.com, a robo-advisor review and information website. Her work is found on US News and World Report, InvestorPlace, and more.

 

Barbara Friedberg’s online presence:

www.roboadvisorpros.com

www.roboadvisorpros.com/robo-advisor-selection-wizard

www.roboadvisorpros.com/robo-advisor-comparison-chart (free downloadable)

 

Social: Twitter @barbfriedberg, @roboadvisorpros and LinkedIn

 

Books referenced:

A Random Walk Down Wall Street- Malkiel

Elements of Investing – Malkiel and Ellis

Invest and Beat the Pros-Create and Manage a Successful Investment Portfolio

Personal Finance; An Encyclopedia of Modern Money Management (publisher, Greenwood Press)

How to Get Rich; Without Winning the Lottery

 

Today’s Panelists

Kirk Chisholm | Innovative Wealth

Tim Picciott | The Liberty Advisor

Andy Wang | Runnymede Capital Investments

Miranda Marquit | Planting Money Seed

Flipping Real Estate for Profit – Interview with Dominic Kirchner

Have you considered investing in real estate for extra income, as a career, or a hobby?

Think again…

This week we have Dominic Kirchner on our show to talk about flipping real estate for profit. Dominic has been successfully investing in real estate, flipping and rehabbing real estate for profit for over 17 years. This past year he did 50 fix and flips and he continues to grow each year.

Dominic talks about who his inspirations were… How to find great deals… The importance of having a good team… Why you need to stay in your lane… the importance of having a good exit strategy… and most importantly he talks about the current conditions of the real estate market and where he thinks it will go from here.

If you are a real estate investor, you don’t want to miss this week’s show.

If you are thinking of becoming a real estate investor… don’t miss this week’s show.

If you are not interested in real estate at all… please fill out our survey and tell us what you want to hear about.

We here are Money Tree Investing love talking with experts to get the inside scoop about investing. Wall Street tends to make everything look pretty. We don’t. We want the truth. That is what you can expect here.

On this week’s show, we also have a great group of panelists’ to discuss the topic of flipping properties for profit. After you hear what we have to say about flipping real estate for profit, you may want to reconsider your real estate investing plans.

 

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

 

Today’s guest, Dominic Kirchner:

Dominic Kirchner is an expert real estate investor who has been successfully investing in real estate for the past 17 years (2002). He invests in a variety of ways, fix and flip, rehab, lending, buy and hold, wholesaling, etc. The true mark of an experienced real estate professional is one who has not only survived a real estate recession but who has thrived because of it. Dominic used 2008 as an opportunity to accelerate the growth of his real estate business to where he is today. This past year he completed 50 fix and flips and is on track to continue his growth.

Dominic is also a real estate agent and one of the top producing agents in his office. He specializes in deal structuring, negotiating and the paperwork required for both buying and selling a property. Dominic received his BS in Business Administration with a concentration in Accounting from Northeastern University.

Website: www.hampdenhomebuyers.com

 

 

Today’s Panelists

Kirk Chisholm | Innovative Advisory Group

Miranda Marquit | Planting Money Seeds

Mindy Jensen | Bigger Pockets

Anson Young | Anson on Bigger Pockets

Women and Money – Interview with Belinda Rosenblum

This week we talk with Belinda Rosenblum about women and money. We had a fascinating conversation with Belinda on this show about how the money issues of women differ from the money issues of men. She really is a magician with helping people overcome their money challenges.

Today’s Guest, Belinda Rosenblum Talks About Women and Money:

Belinda Rosenblum is a CPA and Wealth Expert who helps people take the worry and fear out of money. Most people struggle to stay ahead of their monthly bills… even if they have a high income. Belinda has a unique 4-part plan that helps you make the most of your money now and still allows you to save enough for retirement. She is the creator of the Money Makers Academy, Cashflow CEO, and the coauthor of SELF-WORTH TO NET WORTH: 12 Keys to Creating Wealth Inside and Out. These resources offer a step-by-step approach to help you build your financial self-esteem and manage your own financial life. If she’s not talking about financial freedom, Belinda is likely enjoying the sunshine and chasing after her marathon-running husband, college-bound step-daughter, and 2 spirited toddlers.

You can find out more about Belinda at www.ownyourmoney.com.

Discover exactly where you need to start if you want to take control of your money and your financial life. www.ownyourmoney.com/quiz.

Cashflow CEO – If you’re a business owner, check out her essential Cashflow CEO Dashboard right away by going to www.ownyourmoney.com/moneytree.

Linkedin: www.linkedin.com/in/belindarosenblum

Twitter: @OwnYourMoney

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

 

Show Resources:

Self-Worth to Net Worth: 12 Ways to Creating Wealth Inside and Out – Belinda Rosenblum

When She Makes More: 10 Tips for Breadwinning Women– Farnoosh Torabi

Cashflow CEO Dashboard

Today’s Panelists

Kirk Chisholm | Innovative Advisory Group

Jen Hemphill | JenHemphill.com

Natalie Pine | Briaud Financial Advisors

Miranda Marquit | Planting Money Seeds

Victor Sperandeo – Legendary Futures and Options Trader and Market Wizard

Market Wizards Series of Investing Legends: Victor Sperandeo “Trader Vic”

Welcome to the first of a series of interviews with market wizards and investing legends. This week we interview Victor Sperandeo or “Trader Vic”. He is to Wall Street what Warren Buffett is to Main Street. Unless you are a student of the market you may have never heard of him, but you are in for a treat today.
Vic is a master trader of futures and options. He started an options firm, Ragnar Options Corp, and within 6 months it was the largest options OTC dealer in the world. He racked up a nominal rate of return of 70.7% annually without a losing year between 1978 and 1989. He famously predicted the 1987 stock market crash in a Barrons interview in September of 1987. He has worked with other legendary traders George Soros and Leon Cooperman. He has been featured in some best selling books such as “The New Market Wizards”, and “super traders”, and he has authored 3 books of his own detailing his investment philosophy. He was inducted into the trader hall of fame by Trader Magazine in 2008. Lastly, he has created 2 indexes and 3 methodologies for the futures markets.

Some of the topics we cover in today’s episode:

  • The evolution of Wall Street investing since 1968
  • Why his investing strategy was so successful
  • Trading Risk Management
  • The philosophy of reflexivity and how it affects the markets
  • The effects of High-Frequency Trading and technology on trading?

…and more.

Today’s show is hosted by Kirk Chisholm.

Investing Resources:

 

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

The Debt Mindset: Debt Resolution, Bankruptcy, Student Loans, and More

You should love your debt.

That’s the message from Leslie H. Tayne, Esq., a debt resolution attorney.

She explains some of the technical issues that exist with debt but also dives deep into the mindset of how debt can impact more than just your finances.

You will also learn about the signs for when you might consider contacting a debt resolution company or service in today’s episode.

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

 

Today’s guest, Leslie H. Tayne:

Leslie H. Tayne, Esq. is an award-winning financial attorney and Author of Life & Debt: A Fresh Approach to Achieving Financial Wellness. She has over 20 years of experience in consumer and business financial debt solutions which include negotiations with large international banks and credit agencies for loans, lines of credit, credit cards and student loans.

Leslie is the founder and managing director of Tayne Law Group, P.C., a law firm headquartered in New York dedicated to debt solutions. Leslie is a frequently sought-out for her expertise on financial, credit and debt topics and as a speaker, she regularly provides insight and strategies regarding all areas of debt and credit-related solutions.

For more information, please visit www.taynelaw.com

Resources and where to find Leslie H. Tayne, Esq.

Linkedin: linkedin.com/in/leslietayne

Facebook: facebook.com/TayneLawGroup/

Twitter: twitter.com/LeslieHTayneEsq

Tayne Law Group Twitter: twitter.com/taynelawgroup

Tayne Law Group Instagram: instagram.com/taynelawgroup

 

Today’s Panelists

Kirk Chisholm | Innovative Advisory Group

Kelly Coughlin | Everyday CPA

Natalie Pine | Briaud Financial Advisors

Miranda Marquit | Planting Money Seeds

Stan The Annuity Man Hates Annuities… Find Out Why

“Annuities are not bought, they’re sold.”

Stan “The Annuity Man” Haithcock knows all about annuities and he explains why there is so much negativity around this financial product.

Variable, fixed, immediate, indexed: It can all be confusing to an investor who doesn’t understand the industry jargon. Have you ever considered that maybe it is not an accident that annuities are confusing?

“If you are looking for market returns, you should never ever ever buy any type of annuity. If you are looking for income or principle preservation, or maybe some long term care issues, then an annuity may fit.”

These are the two most important question you need to ask before you buy an annuity:

1. What do you want the money to contractually do?
2. When do you want those contractual guarantees to start?

Find out why on our show…

 

Listen to the interview here:

After you listen to our interview with Stan, make sure you check out part 2 of this episode where our panel of annuity experts discusses annuities. There is some disagreement on the panel about some of the topics Stan discussed. You don’t want to miss this exciting 2 part episode.

 

Looking for a better way to invest? Consider Betterment.

It doesn’t cost much to start, and you get access to a portfolio built around your risk tolerance and your goals. Using Modern Portfolio Theory, pioneered by a Nobel laureate, Betterment can help you build wealth without getting caught up in the noise of the market.

Invest better with Betterment.

https://moneytreepodcast.com/betterment

Today’s Guest, Stan “The Annuity Man” Haithcock:

Stan “the Annuity Man” HaithcockStan The Annuity Man is America’s top independent agent & annuity educator. He is licensed in all 50 states, has published 7 books on the subject, and has written over 400 articles on the controversial annuity topic.

Known as “the walking middle finger of annuity truth”, Stan only focuses on the contractually guaranteed transfer of risk benefits that annuities can provide. He has offices in Ponte Vedra Beach & Las Vegas and has over 3 decades of experience in the financial services industry.

Website: www.stantheannuityman.com

Stan’s Books on Amazon:

If you want free copies of these books you can go to this page and request physical copies

Stan “The Annuity Man” Hates Annuities (Part 2) — The Panel Portion of Our Show

After you listen to the Interview with Stan “The Annuity Man” Haithcock, check out Part 2 of this episode where our panel gives you their thoughts. If you thought Stan’s opinions were strong, wait till you hear the opinions of our panelists. We have a wide variety of opinions on annuities on this week’s panel. There is no better way to get to the truth than to get well-rounded opinions.

Listen to the panel portion of the show here:

On this week’s panel, we have…

Today’s Panelists

Miranda Marquit | Planting Money Seeds

Kristin Shea | Kristin Shea

Kirk Chisholm | Innovative Wealth

Tim Picciott | The Liberty Advisor

Episode Resources: