Investing Apps, Paying Off Debt and Asset Allocation – Listener Questions

ADD, Apps, and Asset Allocation: They are all covered in today’s episode as we answer listener questions.

  • Alicia asks “What do you think of the app “Stash”?
  • Sally and her husband have committed to pay off all their debt in 5 years. They are 3 years into it but feel like she’s putting herself into a “lack” frame of mind. Is there a better way to do what she’s doing in order to better manage life now?
  • Katie says she has ADD and it’s hard to concentrate. How can she concentrate and follow-through with investing. Where should she start?
  • Jillian wants to know if financial planners begin with overall net worth and then work back to find the best asset allocations for their clients?
  • A fan sent us a question on Twitter. He/she said they are maxing out their 401(k), but it doesn’t feel like I’m doing enough? What can I do to get out of the rat race sooner?
  • Shanna asks if we have an episode about opening an investment account for a child? Miranda points out that we don’t, but here’s something she did about this very topic on Adulting.tv’s Facebook page (click here)

 

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

Today’s Panelists

Linda P. Jones | Be Wealthy and Smart
Miranda Marquit | MirandaMarquit.com
Doug Goldstein | Goldstein on Gelt
Joe Saul-Sehy | Stacking Benjamins

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.

 

Better Money Moves with Chris Hogan

Chris Hogan speaks to people all over the nation about how to make better moves with their money. As one of Ramsey Solution’s speakers, he has the opportunity to address thousands of people who are looking for knowledge, solutions, and answers to their money problems.

It’s not about numbers, it’s about stories

One of the ways he gets his message across is by telling stories. Stories, as Joe Saul-Sehy says, is what’s missing in today’s financial media. Chris Hogan agrees that personal testimonies can open the door to learning about money and making changes for our own good.

“A lot of us come to deal with money based on our own preconceived notions, our own failures, and our own knowledge. Much of this was based on how you were raised – how was money talked about and how do you view it. It doesn’t matter where I came from or what I knew…it became a matter of what I’m learning and what am I doing as I move forward.”

Lightbulb moment

Chris says his lightbulb moment was after he went “looking” at an SUV and came home with a $600 vehicle payment. He ran the numbers on how much the money could have become if he’d invested it rather than driving it and it became his wake-up moment.

Becoming an Everyday Millionaire

Chris Hogan and Ramsey Solutions are working with a research firm to study the habits and behaviors of over 10,000 millionaires. What they are finding is that people of all walks of life can become millionaires, and the book offers stories from some of the people in the study.

 

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

Today’s guest, Chris Hogan:

Formerly a banker who helped people get into mortgages and loans, Chris Hogan turned the page when his wife won a silent auction that allowed Chris to sit in the studio during one of Dave Ramsey’s radio hours.

In 2004 he began working with Lampo Group, now known as Ramsey Solutions, to coach high net-worth individuals on their personal finances and to train others on how to be financial coaches. Today he speaks to thousands at venues all over the nation as one of Dave Ramsey’s Speakers.

Chris is also a #1 National Bestselling author of the book “Retired Inspired” and will release “Everyday Millionaires” in January 2019.

Website: ChrisHogan360.com
Book: Everyday Millionaires
Book: Retired Inspired
Twitter: @ChrisHogan360
Facebook: Chris Hogan 360

Today’s Hosts

Joe Saul-Sehy | Stacking Benjamins
Miranda Marquit | Planting Money Seeds

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.

 

How Banks Make Their Money with Anand Talwar from Ally Bank

Anand Talwar from Ally Bank explains how banks make their money.

The primary way is through loans. Consumer loans, such as Ally’s leading auto finance business, need to charge more in interest rates than they are paying out in savings account interest. This ensures the entity earns more than it spends on overhead and other expenses.

Anand points out that brick-and-mortar banks have different expenses than online banks, as they need to cover facilities costs and on-site employees. This makes it easier for online banks to offer more competitive rates for their customers.

Mobile banking has become much easier and convenient for the average customer. Smartphone apps allow you to deposit checks, transfer money, and even . If you are looking for cash, the apps can help locate an ATM within your network in close proximity to you.

Banking apps, such as Ally’s, can also allow you to trade stocks and ETFs, and customer service representatives are available 24 hours a day to help you open an IRA.

The convenient services allow banks to provide you more services and products with less friction, making it much easier to do business with a bank.

Ally estimates there are more than $3 trillion dollars of consumer’s deposits are sitting at banks making almost nothing. That translates to $50 billion dollars of interest consumers are missing out on, but can be improved just by switching your bank.

Ally will be facilitating “National Online Banking Day”, so visit Ally.com/payback to see what they are offering.

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

And thanks to Ally Bank for sponsoring the live podcast recording at FinCon Expo 2018.

Today’s guest, Anand Talwar:

Anand Talwar was appointed Ally’s deposits & consumer strategy executive in June, 2017

Before joining Ally, Talwar held various positions within the finance organization at Bank of America supporting technology & operations, the corporate investment bank and digital banking, among others, during his tenure.

He joined Ally in 2009, as director of finance, responsible for financial management of the company’s domestic and international deposits portfolio and marketing & digital activities across the company. Talwar led the acquisition and integration of Tradeking, now rebranded as Ally Invest, the company’s online brokerage and wealth management business.

 

Today’s Hosts

Miranda Marquit | Planting Money Seeds
Joe Saul-Sehy | Stacking Benjamins

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.

 

How to Retire in a Different Country

Would you move to an overseas city if it only cost $40k a year to live?

CNBC wrote an article about five overseas cities where you could have a comfortable retirement for $37,000 a year.

Miranda, Joe and Linda talk about the things one would have to leave behind but also the benefits of moving to a different location that don’t only have to do with money.

Pros and cons to moving overseas:

  • The internet makes it easy to connect with anyone almost anywhere in the world
  • In some locations the internet isn’t always accessible or reliable
  • Many overseas locations have better weather conditions
  • Some countries have areas with greater concerns for security
  • The cost of living can be much cheaper
  • You need to be concerned with the availability and cost of healthcare

We also go over the things you need to consider having in place before moving.

Links:

CNBC article: https://www.cnbc.com/2018/09/14/retire-on-37000-a-year-in-these-five-overseas-cities.html
InvestmentNews article: http://www.investmentnews.com/gallery/20180918/FREE/918009998/PH/10-countries-where-you-should-consider-retiring

 

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

Today’s Panelists

Miranda Marquit | Planting Money Seeds
Linda P. Jones | Be Wealthy and Smart
Joe Saul-Sehy | Stacking Benjamins

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.

 

How to Use Fintech to Make Better Money Decisions with Joe Saul-Sehy

Recently JP Morgan announced the release of their new investing app, which leave many saying “Welcome to the club”.

Fintech is changing the way we do money – and it’s here to stay.

Budgeting, spending, investing, and even trading are all influenced by fintech.

Fintech products are helping people become influence marketers, and our guest Joe Saul-Sehy says apps help create community.

One more thing that is coming out of the fintech movement is the ability to get people interested in money. Joe loves using how fintech is bringing various financial knowledge to the average person, and some even gamify the learning process.

Listen to Linda P. Jones and Joe Saul-Sehy talk about using fintech to make better money decisions.

 

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

 

Today’s Panelists

Linda P. Jones | Linda’s appearance on Stacking Benjamins
Doug Goldstein | Doug’s “The Inheritance Book”
Miranda Marquit | MirandaMarquit.com
Joe Saul-Sehy | The Stacking Benjamins Tour

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.

 

Manage Your Inheritance Like a Boss with Doug Goldstein

75% of people who receive inheritances go through all the money within 5 years. Aretha Franklin passed away intestate (without having made a will).

Doug Goldstein knows a thing or two about inheritances and released a book with helpful advice about how to handle a windfall – and how to properly leave an inheritance to your loved ones.

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

Today’s featured guest, Doug Goldstein:

Doug is a financial advisor that helps Americans in Isreal open U.S. brokerage accounts. He also has written a number of books, including his most recent on Inheritances.

Find Doug’s books at https://profile-financial.com/books

You can listen to Doug’s own podcast at GoldsteinOnGelt.com/radio-show

 

Today’s Panelists

Linda P. Jones | Be Wealthy and Smart
Joe Saul-Sehy | Money in the Morning
Miranda Marquit | Planting Money Seeds

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.

 

The Laws of Investing Success, with Dr. Daniel Crosby [ENCORE]

*Dr. Crosby shares the fundamental methods for investing success based on his studies of human behavior and finance.

He shares the 4 C’s to behavioral investing:

  • Consistency
  • Clarity
  • Courageousness
  • Conviction

and some of The Ten Commandments of Investment Behavior.

*This episode originally aired as Episode 96 on July 22, 2016

About our guest, Dr. Daniel Crosby:

Dr. Daniel Crosby is a Psychologist, New York Times Best-Seller and HUGE St. Louis Cardinals fan.

Daniel was named one of Investment News “40 Under 40” and a “financial blogger you should be reading” by AARP.

Book: The Laws of Wealth: Psychology and the secret to investing success

Website and blog: NocturneCapital.com

Video: TedX Talk

Twitter: @DanielCrosby

 

Today’s Panelists

Joe Saul-Sehy | Stacking Benjamins
Doug Goldstein | Goldstein On Gelt
Linda P. Jones | Be Wealthy and Smart
Miranda Marquit | Planting Money Seeds

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

Should You Mortgage Your Cabin and Ditch the Savings Bonds – We Answer Your Questions

If you believe we are due for a correction in the market, would you plan to borrow money on your house to invest during the downturn?

That’s what one listener, Sigmund from Norway, plans to do. He’s debt free and has a paid-for cabin, which he plans to mortgage during the next recession. What does the panel think?

Charles’s daughter has $1,000 worth of EE Savings Bonds that were given to her over the years by her step-grandmother. They already have enough saved for her to go to college, so what should he do about the savings bonds?

We dive deep into these topics with our varying experiences and opinions. Listen closely.

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

Today’s Panelists

Joe Saul-Sehy | Stacking Benjamins Tour/a>
Linda P. Jones |
Be Wealthy and Smart
Doug Goldstein |
Goldstein on Gelt
Miranda Marquit |
Planting Money Seeds

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.

 

How to Build Wealth with Linda P. Jones

Linda P. Jones feels the financial industry hasn’t done a good job getting women interested in investing like it has for men.

But what’s the real harm?

Linda shares reasons why it’s important for women to become a “Wealth Heiress” so they don’t outlive their savings and she gives clear direction with helpful tips in her new book “You’re Already a Wealth Heiress! Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now”.

The panel also chimes in on this important topic to discuss:

  • Does investing have to be boring?
  • Do financial planners make too big a deal about Inflation?
  • Can people who start with a small amount of money ever really hope to become a millionaire?

 

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

Today’s guest, Linda P. Jones:

Wealth Heiress and “America’s Wealth Mentor™” shares savvy wealth building knowledge that made her a multi-millionaire at age 39.

She is also host of the “Be Wealthy and Smart” podcast and was featured on the Bravo TV show, “Below Desk Mediterranean”.

Here recent achievement, other than being a regular panelist on the Money Tree Investing Podcast, is releasing her new book, “You’re Already a Wealth Heiress, Now Think & Act Like One! 6 Practical Steps to Make it a Reality Now”.

Book on Amazon: You’re Already a Wealth Heiress,
Book at Barnes and Noble: You’re Already a Wealth Heiress
Be Wealthy and Smart on Apple Podcasts
Website: Linda P Jones

Today’s Panelists

Doug Goldstein | Profile-Financial
Linda P. Jones | Be Wealthy and Smart
Joe Saul-Sehy | Stacking Benjamins Tour 2018
Miranda Marquit | MirandaMarquit.com

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.

 

Impact Investing with Eddie Lorin

Do you take into account the social mission or the social impact of the investments you buy?

Eddie Lorin from ImpactHousing.com shares ways to invest well while doing good.

Eddie helps people invest in ways that help people through the investments they purchase, such as REITs that invest in multi-family properties.

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)

 

Today’s guest, Eddie Lorin:

Eddie Lorin is an experience real estate veteran on a mission to improve apartment communities and make them more affordable through real estate crowdfunding.

Their motto is “Doing well by doing good”, which they hope to do by raising capital for their Impact Housing REIT.

Website: ImpactHousing.com
Twitter: @TheGOODREIT

 

Today’s Panelists

Miranda Marquit | Planting Money Seeds
Joe Saul-Sehy | Money in the Morning
Linda P. Jones | Be Wealthy and Smart
Doug Goldstein | Goldstein on Gelt

 

For a quick bio of each of our show participants, head on over to our panelists page.

Send us your questions for a future Listener Letters episode

 

About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit MoneyTreePodcast.com/BUZZ for more information.