Slashing Taxes in Your Portfolio, with Mark Byelich and Paul Murray


Slashing Taxes in Your Portfolio, with Mark Byelich and Paul Murray

Mark Byelich and Paul Murray from Wealth & Advisory Associates look at saving and investing as three buckets:

  • Taxable buckets include checking accounts, stocks, and bonds outside of retirement accounts
  • Retirement buckets include 401(k), IRAs, 403(b) plans
  • Tax-free buckets include Roth IRAs, Roth 401(k)s, and cash value of life insurance policies

They say the best and most advantageous bucket is the tax-free bucket.

Mark and Paul share their thoughts on why the tax-free bucket is the best and most advantageous bucket which led to an interesting discussion with the panel about:

  • Can you live a lifestyle and pay no tax?
  • Is permanent life insurance a good tax savings vehicle?
  • What tax strategy is most commonly overlooked or underutilized?

Listen to learn how to make decisions on taxation today that will affect your overall withdrawal strategy in your future.

Our show sponsors

Proudly sponosred by Buzz indexes (BUZ on the NASDAQ)


Today’s guests, Mark Byelich and Paul Murray:

Mark Byelich is a CFP®, CDFA®, and AIF®. Paul Murray is a ChFC®, AIF® and CDFA. They help people focus on zero-tax strategies, investment services, and fiduciary services.

Together they run Wealth & Advisory Associates at

Follow them at:



Today’s Panelists

Joe Saul-Sehy | Money in the Morning
Linda P. Jones | Be Wealthy and Smart
Doug Goldstein | Goldstein on Gelt


For a quick bio of each of our show participants, head on over to our panelists’ page.

Send us your questions for a future Listener Letters episode


About our sponsor, BUZZ Index

Proudly sponsored by Buzz indexes (BUZ on the NASDAQ)

Ever wonder if there were a way to capitalize on all of that online chatter made by millions of investors on social media? Well, your wait is over, because now advances in Artificial Intelligence and Natural Language Processing technologies are at your fingertips…. even if you personally don’t use social media! The BUZZ Index, licensed to an exchange-traded fund and trading under ticker symbol BUZ, provides investors with a portfolio of securities that delivers a basket of large-cap U.S. equities exhibiting the highest degree of positive investor sentiment. No surveys. No guessing. BUZ only tracks what’s volunteered – and if you ARE online, you know that a lot of information is volunteered: millions of posts, comments, and blogs are analyzed each month!

Here’s how it works: First, BUZZ targets the most mentioned large-cap U.S. stocks across the Social Media landscape. The more active the conversation, the greater the reliability of the BUZZ.

Each of the most-mentioned stocks is then given an insight score based on BUZZ’s proprietary analytics and the 75 stocks with the most Bullish scores are included in the Index. Each month the BUZZ is tracked to capture the latest Big Data driven insights and then the 75 companies with the most Bullish scores are selected, positioning BUZZ to capture the highest return potential.

Invest in the wisdom of crowds. Visit for more information.


Scroll to Top