Banking on Change: Exploring Central Bank Digital Currencies

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Banking on Change: Exploring Central Bank Digital Currencies

Today we are joined by Kristen Ragusin and we spend time exploring central bank digital currencies (CBDC). Kristen has had quite the journey with money. It all started when she was just five years old, earning her allowance by explaining stock markets to her dad. After college, she spent 28 years at Merrill Lynch, managing money and building a practice. Now, she's at Raymond James doing more of the same. But her passion extends beyond traditional finance; she's also a money reformer, advocating for changes in the money system to create freedom and prosperity. Today we discuss: 


  • Insights on the financial crisis of 2008.
  • Kristen's views on cryptocurrency and blockchain.
  • Implications of banks creating money and it's ties to consumer debt.
  • Predictions for the future of money and finance.
  • Discusses the impact of CBDCs and the need for public awareness and pushback.
  • Distinction between digital money and blockchain.


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Today's Guest:  Kristen Ragusin

Kristen Ragusin is the best selling author of The End of Scarcity, professional wealth management advisor with over thirty years of experience. She is a certified digital currency expert and earned her master's degree from the Fletcher School of Law and Diplomacy at Tufts University. She holds certificates in FinTech from MIT and in money mechanics from the University of Cumbria, London. Kristen loves the adventure of life. Her journeys throughout the world include climbing Mount Kilimanjaro, hiking through the Sahara Desert, and studying at a spiritual school in the foothills of Southern India. 

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