You may be missing the biggest bull market right now. Today we share how you can make sure you're a part of it. We talk market trends as we hit September, which has historical weakness for stocks and the tendency for markets to defy consensus expectations. Equities and commodities like oil and natural gas have been lackluster, gold has quietly entered a strong bull market, driven largely by central bank buying rather than retail investors. Investor psychology, price action, and historical cycles shape opportunities in gold and silver markets. We also talk about cultural and global perspectives, noting that Americans tend to favor stocks and dollars over gold. Today we discuss...
- September was noted as historically one of the weakest months for stocks, often followed by a rebound later in the year.
- Markets often defy consensus expectations, meaning heavy selling sentiment could set up a surprise rally.
- Gold has entered a strong bull market, driven by consistent central bank buying rather than retail investors.
- Silver has lagged behind gold but is positioned for a potential breakout as individual investors enter the market.
- Precious metals tend to move in cycles, with gold leading, then silver, followed by miners and junior miners.
- Mining stocks can outperform in bull markets but generally have poor business models and higher risks.
- Central banks’ distrust of the financial system underpins their growing gold accumulation.
- Kirk emphasized that gold miners, though risky and often unprofitable, can deliver exponential upside in bull markets.
- Junior miners were described as the most volatile and speculative plays, offering high risk and high reward.
- Futures markets were highlighted as distorting bullion’s true value and price signals.
- Central banks are steadily accumulating gold instead of treasuries, signaling waning trust in U.S. debt.
- U.S. bonds are losing their safe-haven status compared to previous cycles.
- Political uncertainty, including figures like Trump, adds to market unpredictability.
- Diversification was stressed as key, since risks are already embedded across today’s financial markets.
"Cash is not trash... Cash is King" - Kirk Chisholm
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Today's Guest: Kirk Chisholm
Kirk Chisholm is a Wealth Manager and Principal at Innovative Advisory Group, an independent Registered Investment Advisor located in Lexington, MA. He has been providing wealth management services to individuals, executives, entrepreneurs, and their families since 1999. He is an outside the box thinker, risk manager, inflation expert, blogger, podcaster, and all-around interesting guy. Kirk is dedicated to developing lasting relationships with all of his clients and their families. One of the benefits of working with Kirk is his patience, empathy, and his ability to provide clear and easy-to-understand explanations to complex financial topics.
Kirk developed a unique philosophy for the wealth management industry called Risk Management First. The medical field has a similar way of thinking of “first do no harm”. This philosophy focuses on risk management for clients in all aspects of their lives in ways the industry does not address. Risk management does not stop with investments. It also requires working closely with other professionals to address areas of their financial lives not currently being met.
In 2008, Kirk co-founded Innovative Advisory Group to address the needs not being addressed by the wealth management industry. It started with specializing in alternative assets held in retirement accounts (i.e. self directed IRAs/401ks). Then the company expanded into the specialization of college funding (i.e. planning, strategy, and paying the least possible for a high quality education), Risk Management First, exit planning for business owners, advanced planning (estate, tax, etc), and providing practice management and leadership training to other financial advisors, accountants and attorneys.
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Today's Panelists
- Kirk Chisholm | Innovative Wealth
- Douglas Heagren | Mergent College Advisors