There is a secret gold formula out there, so learn what gold will do next! Bitcoin and bonds are also sending very important signals right now if you're paying attention. Today we talk about the growing concerns in the bond market, including surging Treasury yields, government intervention, persistent inflation, massive deficits, and the potential impact on mortgage rates and the housing market. We also cover recent moves in stocks, gold, silver, Bitcoin, commodities, and the dollar, with gold showing particular strength as investors seek alternatives amid bond-market uncertainty and concerns about currency debasement. We explore growing demand for precious metals, central-bank gold buying, silver’s industrial demand from AI and infrastructure, and the possibility of further volatility from the paper-to-physical gold market. As always, remain cautious, watch market reactions rather than headlines, and pay close attention to what happens after Labor Day as investors return and markets establish a clearer direction. Today we discuss...
- Bond yields surged to multi-decade highs, raising concerns about inflation, government deficits, and financial stability.
- The U.S. Treasury intervened in the long-end of the bond market to help control rising borrowing costs.
- Investors are increasingly demanding higher term premiums because of massive government debt issuance and persistent deficits.
- Rising Treasury yields pushed 30-year mortgage rates back above 6.6%, adding pressure to an already frozen housing market.
- The S&P 500 has remained near the top of its trading range while the Nasdaq has largely moved sideways.
- Gold surged unexpectedly, with its strength potentially reflecting investor concerns about the bond market and a search for safe-haven assets.
- Silver has moved alongside gold, suggesting healthier momentum across precious metals than seen during previous periods of divergence.
- The dollar remains within a broader trading range, making its direction an important indicator of overall market health.
- Persistent inflation and uncertainty over Federal Reserve policy are pushing investors to reconsider expectations for interest-rate cuts.
- Geopolitical tensions involving Iran and potential energy supply disruptions could add further inflationary pressure through higher oil prices.
- Trade tensions and tariffs involving the United States, Canada, and Mexico were discussed as another source of economic uncertainty.
- Central-bank gold purchases, de-dollarization concerns, and demand for physical bullion are contributing to gold’s strength.
- Bitcoin’s recent rally was linked to changing regulation, global liquidity, bond-market conditions, and increased institutional access through spot ETFs.
- Bitcoin’s price action was described as increasingly influenced by global liquidity and bond yields rather than its internal supply schedule alone.
"Cash is not trash... Cash is King" - Kirk Chisholm
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Co-Host: Kirk Chisholm
Kirk Chisholm is a Wealth Manager and Principal at Innovative Advisory Group, an independent Registered Investment Advisor located in Lexington, MA. He has been providing wealth management services to individuals, executives, entrepreneurs, and their families since 1999. He is an outside the box thinker, risk manager, inflation expert, blogger, podcaster, and all-around interesting guy. Kirk is dedicated to developing lasting relationships with all of his clients and their families. One of the benefits of working with Kirk is his patience, empathy, and his ability to provide clear and easy-to-understand explanations to complex financial topics.
Kirk developed a unique philosophy for the wealth management industry called Risk Management First. The medical field has a similar way of thinking of "first do no harm". This philosophy focuses on risk management for clients in all aspects of their lives in ways the industry does not address. Risk management does not stop with investments. It also requires working closely with other professionals to address areas of their financial lives not currently being met.
In 2008, Kirk co-founded Innovative Advisory Group to address the needs not being addressed by the wealth management industry. It started with specializing in alternative assets held in retirement accounts (i.e. self directed IRAs/401ks). Then the company expanded into the specialization of college funding (i.e. planning, strategy, and paying the least possible for a high quality education), Risk Management First, exit planning for business owners, advanced planning (estate, tax, etc), and providing practice management and leadership training to other financial advisors, accountants and attorneys.
Kirk's Online Presence:
Co-Host: Doug Heagren
Meet Douglas Heagren, a devoted husband and father of two, whose personal journey has fueled his passion for helping families navigate the complexities of college planning. Growing up, Douglas faced adversity early on when his father passed away, leaving him to care for his younger sister through college. Witnessing firsthand the financial struggles and challenges of college planning, Douglas became acutely aware of the importance of effective preparation and support.
Motivated by his own experiences, Douglas embarked on a mission to make the college planning process more manageable for families. With over 15 years of experience in the industry, Douglas has honed his expertise and developed a deep understanding of the challenges families face when sending their children to college.
Driven by a desire to make a meaningful difference, Douglas made the decision to focus his practice solely on addressing the unique needs and concerns of families navigating the college journey. Through his dedication, empathy, and unwavering commitment, Douglas strives to empower families to overcome obstacles, secure financial aid, and pave the way for their children's success in higher education.
Doug's Online Presence: