There are record levels of money market funds, but it doesn't mean quite what you think. Today we also explore recent market volatility sparked by Trump’s brief tariff announcement and a sharp crypto sell-off that triggered stop-loss cascades. We also analyze seasonal trends, the rotation from mega-cap tech into value and small-cap stocks, and why most active managers underperformed the S&P 500 this year. We talk the importance of diversification, understanding risk tolerance, and viewing corrections as part of normal market cycles rather than reasons to panic. Today we discuss...
- Markets experienced sharp volatility following Trump’s brief tariff announcement and a cascading crypto sell-off.
- How stop-loss triggers and algorithmic trading can amplify short-term market moves.
- Gold and silver pullbacks are healthy corrections within a long-term bullish thesis on precious metals.
- Portfolio allocation and risk management are critical to surviving sharp market drawdowns.
- Seasonal patterns are examined and late-year volatility can set up strong year-end rallies.
- Underperformance of active managers relative to the S&P 500 comes from narrow market leadership.
- Don't chase short-term moves, instead focus on long-term positioning.
- We explore how investor psychology and herd behavior can magnify both rallies and declines.
- The episode touched on how retail investors often get whipsawed when reacting emotionally to news-driven moves.
- The conversation compared current market sentiment to prior bubbles in meme stocks and crypto.
- Diversification is the best protection against unpredictable volatility events.
- How market manipulation and liquidity gaps can distort short-term price signals.
- The discussion linked rising geopolitical uncertainty with the growing appeal of hard assets.
- We underscore the importance of having a clear thesis and sticking to it through market noise.
- Volatility should be viewed as opportunity, not danger, for prepared investors.
"Cash is not trash... Cash is King" - Kirk Chisholm
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Today's Guest: Kirk Chisholm
Kirk Chisholm is a Wealth Manager and Principal at Innovative Advisory Group, an independent Registered Investment Advisor located in Lexington, MA. He has been providing wealth management services to individuals, executives, entrepreneurs, and their families since 1999. He is an outside the box thinker, risk manager, inflation expert, blogger, podcaster, and all-around interesting guy. Kirk is dedicated to developing lasting relationships with all of his clients and their families. One of the benefits of working with Kirk is his patience, empathy, and his ability to provide clear and easy-to-understand explanations to complex financial topics.
Kirk developed a unique philosophy for the wealth management industry called Risk Management First. The medical field has a similar way of thinking of “first do no harm”. This philosophy focuses on risk management for clients in all aspects of their lives in ways the industry does not address. Risk management does not stop with investments. It also requires working closely with other professionals to address areas of their financial lives not currently being met.
In 2008, Kirk co-founded Innovative Advisory Group to address the needs not being addressed by the wealth management industry. It started with specializing in alternative assets held in retirement accounts (i.e. self directed IRAs/401ks). Then the company expanded into the specialization of college funding (i.e. planning, strategy, and paying the least possible for a high quality education), Risk Management First, exit planning for business owners, advanced planning (estate, tax, etc), and providing practice management and leadership training to other financial advisors, accountants and attorneys.
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Today's Panelists
- Kirk Chisholm | Innovative Wealth
- Phil Weiss | Apprise Wealth Management