Can you be credit worthy without a credit score? That’s what Financial Wellness Coach, Steve Stewart, believes.
A credit score is based on your credit report – but the only things on credit reports are debts, debt products, and bills that don’t get paid (bad debts).
What doesn’t get reported are everyday bills like cell phones, cable, and car insurance. Even rent gets no love from the majority of credit score algorithms.
Instead of playing the credit score game, Steve recommends you increase monthly cash-flow by eliminating all consumer debt and increase savings.
What does the round-table think? Listen to find out.
You can find more information about Steve Stewart at http://SteveStewart.me
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